YB, Inc. is an innovative financial services company providing consumers with a safe, secure and convenient way to manage their monthly finances. The YB Personal Financial Solution has revolutionized the reloadable debit card (GPR) and check cashing industries.
With the introduction of self-service kiosks (YBSpot) inside national retailers consumers now have a safe and reliable way to manage their money, pay bills and deposit checks. YBSpots provide GPR cardholders the ability to complete their prepaid load transactions across a broad network of retail store locations – all in a single, convenient visit.
YBSpots offer consumers the most convenient and simplest way to manage their money.
YBSpots have streamlined the check cashing experience into a simple-to-use kiosk. When combined with access to YBOnline and YBMobile, the consumer has a complete solution for taking control of their financial world.
Consumers now have a partner they can trust to help them pay bills and access their money without the restrictions of a banking relationship or the hassle of check cashing stores. Our solution – self-service kiosk network, interactive website, mobile applications and GPR card platform – offers consumers a safe, simple way to manage their monthly finances.
The YB reloadable debit card is FDIC insured and provides cardholders access to their money at any location where Visa is accepted.
Consumers enroll to be a cardholder at any YBSpot by completing a short application. The application is reviewed, approved and a personalized card issued in a single process that takes only minutes. Once enrolled, customers can enjoy all the benefits of a banking relationship – Visa branded debit card, ATM withdrawals, bill pay services, direct deposits - all in one easy stop to their favorite store.
Not a YB cardholder. No problem. YBSpots allow all GPR cardholders to load checks or cash at any of our convenient locations. YBSpots are also fully functional ATM machines available to anyone needing to make a cash withdrawal.
YB is a complete personal financial solution that is more economical and convenient than traditional banks, check cashing stores or other existing GPR alternatives. We work with you – think of YB as a personal financial assistant. YB conforms to your life: where you live, where you shop and where you work.
It's Your Life™