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Your Money. Your Life. Your Way.

YB, Inc. is an innovative financial services company providing consumers with a safe, secure and convenient way to manage their monthly finances. The YB Personal Financial Solution has revolutionized the reloadable debit card (GPR) and check cashing industries.

With the introduction of self-service kiosks (YBSpot) inside national retailers consumers now have a safe and reliable way to manage their money, pay bills and deposit checks. YBSpots provide GPR cardholders the ability to complete their prepaid load transactions across a broad network of retail store locations – all in a single, convenient visit.

YBSpots offer consumers the most convenient and simplest way to manage their money.

Your Money

YBSpots have streamlined the check cashing experience into a simple-to-use kiosk. When combined with access to YBOnline and YBMobile, the consumer has a complete solution for taking control of their financial world.

Consumers now have a partner they can trust to help them pay bills and access their money without the restrictions of a banking relationship or the hassle of check cashing stores. Our solution – self-service kiosk network, interactive website, mobile applications and GPR card platform – offers consumers a safe, simple way to manage their monthly finances.

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Your Life

The YB reloadable debit card is FDIC insured and provides cardholders access to their money at any location where Visa is accepted.

Consumers enroll to be a cardholder at any YBSpot by completing a short application. The application is reviewed, approved and a personalized card issued in a single process that takes only minutes. Once enrolled, customers can enjoy all the benefits of a banking relationship – Visa branded debit card, ATM withdrawals, bill pay services, direct deposits - all in one easy stop to their favorite store.

Not a YB cardholder. No problem. YBSpots allow all GPR cardholders to load checks or cash at any of our convenient locations. YBSpots are also fully functional ATM machines available to anyone needing to make a cash withdrawal.

Your Way

YB is a complete personal financial solution that is more economical and convenient than traditional banks, check cashing stores or other existing GPR alternatives. We work with you – think of YB as a personal financial assistant. YB conforms to your life: where you live, where you shop and where you work.

  • Minimizes time and fees associated with cashing checks at traditional check cashing stores and banks;
  • Use the YB solution to conveniently make secure ecommerce purchases and pay bills;
  • Make ATM withdrawals at any YBSpot;
  • Easily deposit checks and cash onto your YB card; and
  • Pay for everyday products and services using a branded (Visa) debit card.

It's Your Life™

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